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Understanding Your Credit
Be Credit Smart
Not sure exactly what a credit score is or how you get one? At First Source, we’ll explain your score, help you understand it and if needed, offer tips that may help to raise your score.
Here's a great overview to start. View the details below, or download a PDF.
Let’s Get Started
Click below to make an appointment. Select “Advisory Services” and choose “Financial Checkup.”
Make an Appointment
Free credit reports are available under Federal law at AnnualCreditReport.com
Live Smarter
If you have any questions, we’re happy to help. Give us a call at 315-735-8571 to talk about your options or make an appointment with one of our friendly Member service representatives today. Simply click on the button below, select “Advisory Services” from the menu, and choose “Financial Checkup.”
| Term |
Rate |
APR* |
Estimated Monthly Payment |
30 year Fixed
0.0 Points |
3.500% |
3.667% |
$752.38 |
20 year Fixed
0.0 Points |
3.250% |
3.319% |
$948.62 |
15 year Fixed
0.0 Points |
2.750% |
3.081% |
$1143.81 |
FHA 30 year Fixed
0.0 Points |
3.375% |
4.515% |
$740.98 |