Understanding Your Credit

Be Credit Smart

Not sure exactly what a credit score is or how you get one? At First Source, we’ll sit with you and review your score, help you understand it and if needed, offer tips that may help to raise your score.

Here's a great overview to start.

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Free credit reports are available under Federal law at AnnualCreditReport.com

“Not only did [First Source] give us the loan to pay off our existing mortgage, they also helped with things that were hurting our credit. With everything included, our new payment was over $150 less than what we were paying for just our mortgage!”

— Melissa Finn, Member Testimonial on the First Source Blog,
Full Article

Term	Rate	APR*
30 year Fixed 0.0 Points	3.500%	3.667%
20 year Fixed 0.0 Points	3.375%	3.472%
15 year Fixed 0.0 Points	2.750%	2.978%
FHA 30 year Fixed 0.0 Points	3.750%	4.887%

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Understanding Your Credit

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“Not only did [First Source] give us the loan to pay off our existing mortgage, they also helped with things that were hurting our credit. With everything included, our new payment was over $150 less than what we were paying for just our mortgage!”