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Mortgage Loan

Learn about affordable financing for your home.

Your home is one of the biggest purchases you’ll make in your life. Whether it’s a first home, upsize, downsize, or refinance, making a plan for your mortgage, finding the right terms, calculating your costs, comparing your options, getting the best mortgage rate—and finding a financial institution that suits you—are all crucial to making your mortgage experience positive and rewarding.

For that reason, at First Source we have a Mortgage Planning process to make your entire experience easier. 

Mortgage Loan Calculator

Start with our helpful mortgage loan comparison calculator located below, to find out how much house you can afford.

Mortgage Loan Options

Take advantage of our free Mortgage Planning services by making an appointment to see one of our representatives. We begin with a financial check-up, to see what you can afford, what your credit rating is like, and what your goals are. From the size of house you’d like, to what your budget can handle, we’ll show you the trade-offs for your options. 

Loan rates, amortization, FHA, insurance, reverse mortgages, refinancing, subprime, fixed vs. adjustable rates…we know the mortgage application process can be intimidating, so we’re here to explain all the steps, any terms you may not understand, and how they can affect you and your mortgage. We’ll simplify the process, discuss the pros and cons, walk you through the steps, and even help you fill out your application. 

Applying for a Mortgage Loan

Before you even start shopping for a home, you should be meeting with us to see if you’re pre-qualified for a loan, figure what size house you can afford, what terms you’re hoping for, discuss mortgage vs. home equity loan, and more. All of these can save you time and energy in your home search, and put you in a much stronger position once you’re ready to buy. We give you a convenient checklist to cover each step along the way, making your process easier and lowering your stress!

Home Shopping Advice

In addition to figuring out how much you can afford, we can give you great advice on shopping for your home, including a handy checklist, to help you stay organized. We’ll also provide tips and advice at every stage of your process, including your mortgage pre-approval application, inspections, and more. 

Have Questions?

During your entire process, we’re here for you to visit, or contact by phone, to answer your questions. Treat us as your personal mortgage resource. 

If you’re ready for a new home, get started with your Mortgage Planning by submitting the form below, or call 315-735-8571 to make an appointment today.

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It's a fair question: How does First Source make getting a mortgage easier for you? Jasmine Davis, our Senior Mortgage Financial Representative, tells us just how easy it is to get the process started, and get you into your dream home.

Not sure how much house you can afford?

Check out our helpful mortgage loan calculator.

Mortgage Calculator

*Federally insured by NCUA. Membership and credit requirements apply. Rates and terms determined by overall credit history and subject to change.