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We have Home Loan options for every project and budget, with solutions that will help you get the most out of your home.
Get on the road faster with Vehicle Loan pre-approval for new, used, and classic cars, as well as motorcycles, repairs, and car refinancing.
If you’re ready to buy, whether it’s from a used car dealer or a private sale, you want to know how much you can afford, and have your purchasing power in hand when you negotiate. Before you go, let us help you crunch the numbers. We can also include protection and loan insurance for your investment with options like Mechanical Breakdown Protection (MBP) and Guaranteed Asset Protection (GAP) coverage with Auto Deductible Reimbursement (ADR). These can be rolled right into your loan so payments are easy. Set up automatic transfers right through online banking and always be up to date.
See our current rates below.
Ready to start shopping for a used car? Start the application process below.
If you’re not ready to apply for a used car loan, and have questions, we are here to help. Call 315-735-8571 to talk about your options or make an appointment with one of our friendly and knowledgeable representatives today. Simply click on the button below, select the “Apply for a Loan” service from the menu and choose the “Auto/Recreational” option.
We look forward to helping you.
Mechanical Breakdown Protection covers mechanical breakdowns above the original manufacturer's warranty. This helps ensure that your vehicle investment is protected, and reduces the possibility of out-of-pocket expenses during an unexpected mechanical failure.
If your vehicle is totaled or stolen, your insurance settlement can be significantly less than the outstanding loan balance. GAP is designed to relieve you of the responsibility for the remainder of the loan balance that may not be covered. We’ll make up that difference.
*In order to purchase GAP, you must have an active loan with First Source Federal Credit Union on the asset to be covered.
Try our auto loan calculator.
Auto Loan Comparison Calculator
Check today’s used auto loan rates effective October 27, 2021
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Loan rates and terms are determined by overall credit history and are subject to change without notice. Applications are subject to credit approval. Loan to value is determined by credit score.
Monthly payments for a 5 year new vehicle loan at 1.74% would be $17.42 per $1,000 borrowed.
Monthly payments for a 5 year used vehicle loan at 2.34% would be $17.68 per $1,000 borrowed.
Monthly payments for a 5 year older vehicle loan at 5.24% would be $18.98 per $1,000 borrowed.
Speedbump Modal Called Incorrectly!
Simple Modal Called Incorrectly!