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Classic Car Loan

Love What You Own

What makes a “classic”? If the car you love is 25 years old or older than the newest model year, it qualifies as classic car financing with First Source. If you’re ready to own your classic, vintage, antique, or collector car, we can help with a low interest rate, and flexible terms to meet your needs. Payments are easy too! In person, online or through our mobile app.


Retired Senior Man Cleaning Restored Classic  Car

Classic Car Loan Rates

See our current rates below.


Live Smarter

You’re one step closer to owning what you love, going for Sunday drives and heading to classic car shows. Apply today and be ready to go with a loan pre-approval in hand. Start the application process below.

 

If you’re not ready to apply for a classic car loan, and have questions, we are here to help. Call 315-735-8571 to talk about your options or make an appointment with one of our friendly and knowledgeable representatives today. Simply click on the button below, select the “Apply for a Loan” service from the menu and choose the “Auto/Recreational” option.

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What can you afford?

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Auto Loan Comparison Calculator

Want a rough idea?

Check our current classic car loan rates effective July 25, 2021

2020-2022
Including Classics

Term APR
12 Month as low as 1.44%
24 Month as low as 1.44%
36 Month as low as 1.54%
48 Month as low as 1.64%
60 Month as low as 1.74%
72 Month as low as 2.09%
84 Month as low as 2.59%
96 Month as low as 3.59%
108 Month as low as 4.59%

2017-2019
 

Term APR
12 Month as low as 2.04%
24 Month as low as 2.04%
36 Month as low as 2.14%
48 Month as low as 2.24%
60 Month as low as 2.34%
72 Month as low as 2.79%
84 Month as low as 3.29%

2016 & Older
Excluding Classics

Term APR
12 Month as low as 4.39%
24 Month as low as 4.39%
36 Month as low as 4.74%
48 Month as low as 4.99%
60 Month as low as 5.29%
72 Month as low as 5.69%

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Loan rates and terms are determined by overall credit history and are subject to change without notice. Applications are subject to credit approval. Loan to value is determined by credit score.

Monthly payments for a 5 year new vehicle loan would be $17.42 per $1,000 borrowed.
Monthly payments for a 5 year used vehicle loan would be $17.68 per $1,000 borrowed.
Monthly payments for a 5 year older vehicle loan would be $19.01 per $1,000 borrowed.

*Federally insured by NCUA. Membership and credit requirements apply. Rates and terms determined by overall credit history and subject to change.