Affording A New Or Used Car
Whether you’re looking for a brand new car (or just new to you), a first-time truck, SUV, or a family minivan, we can give you great rates, financing advice and the preparation you’ll need for extra purchasing power before you head to the dealer.
Dealing with dealers
We’ll review low interest rates, loan options, payment terms and more, as well as great after-sale protection options. This way you’ll know ahead of time exactly what you can spend, and how you’ll make payments. Once you’re qualified for a loan, pre-approval puts you in the driver’s seat when it’s time to discuss price with a dealer.
Preparing for purchase
Whether you’re purchasing a used vehicle in a private deal or from a dealer, we have competitive, low interest rates, and can simplify the entire process. We'll review how much you can afford, current rates, what your payments will be, and all your options. Once you’re qualified for a loan, pre-approval gives you extra purchasing power when it’s time to buy.
Driving a dream
While we all have our own idea of “classic”, for an auto loan, a classic car is anything 25 years older than the newest model year. If your dream car purchase qualifies, see how we can help you make it a reality with great interest rates and the right financing terms.
Ready to roll
If you want to buy a new or used motorcycle, we offer lower, fixed-interest rates to make it affordable. Once you have a price range, we can work with you on the details, including loan rates, terms, and options.
Car Loan Refinancing
Lowering your payments
When is it the right time to refinance your vehicle? Whether your initial loan is with us or not, we can help you easily decide if refinancing at current rates can lower your monthly payments and save you in the long run.
Need To Repair Your Current Vehicle?
Don't wait to get the fixes you need. Financing car repairs with a personal loan can be a great way to keep your ride running smooth for years to come.
Ready to start shopping for a better car? Start the application process below.
If you’re not ready to apply for a car loan, and have questions, we are here to help. Call 315-735-8571 to talk about your options or make an appointment with one of our friendly and knowledgeable representatives today. Simply click on the button below, select the “Apply for a Loan” service from the menu and choose the “Auto/Recreational” option.