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Auto Loan Options

We’ll Help Get You Back On The Road

New or Used Car Loans​

When shopping for a new or used car, it helps to know exactly how much purchasing power you have before heading to the dealer. We’ll help you figure out what kind of payments you can make without going over your budget by getting pre-approval before you shop.

Our representatives will review loan options that work best for you, interest rates, payment terms, the application process, a free credit check and more.

Car Loan: Learn More


Financing Car Repairs​

Need to fix your current vehicle? Financing car repairs with a personal loan can be a great way to keep your ride running smooth for years to come.

No matter how little the repairs might be, our personal loans are flexible with no set minimum. We will be glad to go over the best personal loan option for you as well as future protection of your car with coverage like Mechanical Breakdown Protection and Guaranteed Asset Protection (GAP).

Car Repair Loan: Learn More


Live Smarter

Not sure whether a car loan or personal loan will work best for you? Call us today at 315-735-8571 or submit the form below to make an appointment and we’ll help get you back on the road!

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Make an appointment to see what's possible and how you qualify.

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Whether you’re in the market for a new or used vehicle, or just looking to make a few repairs, we can offer a solution for every need. From pre-approval to financing we’ll make getting back on the road more affordable.

Not sure if you can afford the latest model
with all the tech options?

Check out our helpful auto loan calculator.


Auto Loan Comparison Calculator

Want a rough idea?

Check today’s auto loan rates effective September 19, 2020

2018-2021
Including Classics

Term APR
12 Month as low as 1.69%
24 Month as low as 1.69%
36 Month as low as 1.79%
48 Month as low as 1.89%
60 Month as low as 1.99%
72 Month as low as 2.34%
84 Month as low as 2.84%
96 Month as low as 3.84%
108 Month as low as 4.84%

2015-2017
 

Term APR
12 Month as low as 2.29%
24 Month as low as 2.29%
36 Month as low as 2.39%
48 Month as low as 2.49%
60 Month as low as 2.59%
72 Month as low as 3.04%
84 Month as low as 3.54%

2014 & Older
Excluding Classics

Term APR
12 Month as low as 4.64%
24 Month as low as 4.64%
36 Month as low as 4.99%
48 Month as low as 5.24%
60 Month as low as 5.54%
72 Month as low as 5.94%

Apply for an Auto Loan Now


Loan rates and terms are determined by overall credit history and are subject to change without notice. Applications are subject to credit approval. Loan to value is determined by credit score.

Monthly payments for a 5 year new vehicle loan would be $17.53 per $1,000 borrowed.
Monthly payments for a 5 year used vehicle loan would be $17.79 per $1,000 borrowed.
Monthly payments for a 5 year older vehicle loan would be $19.12 per $1,000 borrowed.

*Federally insured by NCUA. Membership and credit requirements apply. Rates and terms determined by overall credit history and subject to change.