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Undergraduate Loan

Smart Option Student Loan® for First Source by Sallie Mae®

College student studies after paying for college with an undergraduate loan

If you’re a student looking to pay for your undergraduate college expenses, it’s always good to research what’s available through Federal and State aid first, and then check for scholarship opportunities. Once you’ve determined what expenses you’re able to pay for, we can talk to you about helping to cover the rest.

The Smart Option Student Loan®by Sallie Mae®could help. Pay the smart way, with three repayment options, competitive interest rates, and options designed specifically for undergraduate students.

  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates provide even more flexibility

  • No origination fee and no prepayment penalty

  • Benefits and an interest rate reduction available

  • Rates that reward creditworthy borrowers

  • Applying with a creditworthy cosigner may help you qualify

  • 100% U.S.-based Student Loan Specialists

To learn more about the Smart Option loan or apply:

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Now that you’ve been accepted the fun begins…how are you going to pay for college?

— First Source Blog
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These loans are made by Sallie Mae Bank or a lender partner. First Source FCU is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers. 

This information is for borrowers attending degree-granting institutions only. You must be attending or have attended a participating school located in the U.S. during an eligible prior enrollment period. You must be a U.S. citizen or a permanent resident or a Non-U.S. citizen borrower with a creditworthy cosigner (who must be a U.S. citizen or permanent resident) and required U.S. Citizenship and Immigration Service (USCIS) documentation. U.S. citizens and permanent residents enrolled in eligible study abroad programs or who are attending or have attended schools located outside the U.S. are also eligible. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.

*Federally insured by NCUA. Membership and credit requirements apply. Rates and terms determined by overall credit history and subject to change.