We're Here to Help (315) 735-8571

Recreational Loans for RVs and Campers

Financing Summer Fun

Finance Your RV: With a Recreational Loan

Your adventure travel needs the perfect vehicle for the way you roll: a recreational vehicle (RV), camper, or trailer. Whether you’re looking to buy a new or used vehicle, we’re here to help. Start by letting one of our loan representatives know what you’re looking for, including your price range, new or used vehicle, and timing, and they’ll answer any questions you have about applying for a Recreational Loan, loan rates and terms. They’ll even help you fill out the loan paperwork.Young woman lying on ground using laptop at campsite with camper financed through First Source

RV and Camper Financing

Your questions about a loan for your RV purchase may include exploring financing details, including qualifications for the loan itself, low interest options, pre-approval requirements, financing rates, and your time frame for purchase and payback. Our representatives will explore all your needs, your financial status and credit history, and the steps to applying for financing your RV or camper. You can calculate sample RV payments based on a given loan amount, interest rate, and payment period using our Recreational Loan Calculator, below.

RV Rates

Your actual loan rate will depend on a variety of personal financial factors, including your debt to income ratio, down payment, and credit standing. You can explore our current rates below, which shows the lowest possible rate for a given term. The rate you pay will depend on the details of your application and terms. 

Camp Smarter

Start on your next adventure today with an RV Loan. Get started with the application process below.


If you’re not ready to apply for an RV Loan, and have questions, we are here to help. Call 315-735-8571 to talk about your options or make an appointment with one of our friendly and knowledgeable representatives today.

Let’s Get Started

We look forward to helping you.

Apply Now

Not sure which model you can afford?

Check out our helpful loan comparison calculator.

Recreational Loan Comparison Calculator

Term APR
12 Month as low as 4.39%
24 Month as low as 4.39%
36 Month as low as 4.49%
48 Month as low as 4.59%
60 Month as low as 4.69%
72 Month as low as 4.79%
84 Month as low as 4.89%

Loan rates and terms are determined by overall credit history and are subject to change without notice. Applications are subject to credit approval. Loan to value is determined by credit score.

Monthly payments for a 5 year recreational use vehicle or equipment loan would be $18.73 per $1,000 borrowed.

*Federally insured by NCUA. Membership and credit requirements apply. Rates and terms determined by overall credit history and subject to change.