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Car Repair Loan

Don't Wait To Get The Fixes You Need

What is a Car Repair Loan?

A Personal Loan for repairing your car may be used to help cover the cost of those unexpected repairs, like broken parts or accident damage, once you’ve exhausted your options like insurance coverage, extended warranty, and available savings.  

Why a Car Repair Loan is a Better Option

While it may be tempting to use a credit card to cover unexpected repairs, a credit card balance can carry a high interest rate, and you may be paying down your balance indefinitely. A car repair loan can carry a relatively low interest rate, a fixed period during which you must pay it back, and from the beginning, you’ll know exactly how much you are responsible for.

Common Uses for a Car Repair Loan

  • Tires - Purchase a new set of seasonal tires, or replace worn ones.

  • Brakes - Safety should never be delayed. Replace brake parts when you need them.

  • Accident - Insurance not an option or won’t cover everything? Cover the balance of your repairs with your loan.

  • Transmission - Pay for a new transmission to extend the life of your car significantly. 

Are these repairs worth the investment?

Some car repairs can be costly, depending on your situation, it could be worth considering a new or used vehicle using an Auto Loan.  Either way, together we will help you find a solution for your situation. 

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Get started by gathering your vehicle information and an estimate of the repair costs. Then make an appointment or call 315-735-8571 to discuss your financing options.

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Auto Loan Comparison Calculator

Want a rough idea?

Check today’s auto loan rates effective March 4, 2021

2020-2022
Including Classics

Term APR
12 Month as low as 1.69%
24 Month as low as 1.69%
36 Month as low as 1.79%
48 Month as low as 1.89%
60 Month as low as 1.99%
72 Month as low as 2.34%
84 Month as low as 2.84%
96 Month as low as 3.84%
108 Month as low as 4.84%

2017-2019
 

Term APR
12 Month as low as 2.29%
24 Month as low as 2.29%
36 Month as low as 2.39%
48 Month as low as 2.49%
60 Month as low as 2.59%
72 Month as low as 3.04%
84 Month as low as 3.54%

2016 & Older
Excluding Classics

Term APR
12 Month as low as 4.64%
24 Month as low as 4.64%
36 Month as low as 4.99%
48 Month as low as 5.24%
60 Month as low as 5.54%
72 Month as low as 5.94%

Apply for an Auto Loan Now

Loan rates and terms are determined by overall credit history and are subject to change without notice. Applications are subject to credit approval. Loan to value is determined by credit score.

Monthly payments for a 5 year new vehicle loan would be $17.53 per $1,000 borrowed.
Monthly payments for a 5 year used vehicle loan would be $17.79 per $1,000 borrowed.
Monthly payments for a 5 year older vehicle loan would be $19.12 per $1,000 borrowed.

*Federally insured by NCUA. Membership and credit requirements apply. Rates and terms determined by overall credit history and subject to change.