Today was jeans day at First Source – and it’s for a great cause. Employees make a donation up to $5.00 to sport their blues for the day. Funds are donated to our local United Way.

Five employees from First Source’s Rome Branch are volunteering their lunch hour once a week to read to students at two of Rome’s elementary schools – Bellamy and Gansevoort. The staff has stated how rewarding it is to see the smiles of the students while they are reading to them.

If you travel, make sure the card is accepted worldwide and can give you cash advances if you need them. And check the policy on international purchases—some charge extra fees. Sometimes your agreed-upon APR (variable or fixed) is only as good as your timely payments. If you’re late, that agreement may be void—percentages can get … Continue reading "Credit Card Tip #3: Check both perks and penalties"

Why is it that every year the holidays come at the same time, and somehow, we’re still surprised when they seem to creep up? Like we don’t know they’re coming! And then we scramble to figure out how best to pay for gifts. First Source can help. Why not open a savings account specifically created … Continue reading "Stash Cash A Smarter Way"

Credit card promotions definitely have their benefits, but remember to check the fine print. Balance transfers at 0% are great, but check to see how long you have to pay it off at that rate (it could be only a few months). Also note that 0% is only on the amount transferred; any new purchases … Continue reading "Credit Card Tip #2: Read the fine print"

First Source has a longstanding commitment to education – from our original founding to be exact. Staying true to our roots as the Utica Teachers Federal Credit Union, it is important to us to invest in the health of our community and that includes eduction. Education is the foundation of what makes a community thrive. … Continue reading "Committed To Education"