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First Source was founded on principals of education. We began as the Utica Teachers Federal Credit Union in 1938. Our commitment to education never ceases. We educate our members, arming them with the tools they need to manage their finances. We educate the community though our involvement with multiple organizations that fulfill many needs. We educate our employees to best serve you.


We invite you to learn with us.

Check out articles on our blog. Search by category or person. You’ll see our community involvement, product/service tips, member testimonials and more.

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We look forward to helping you.

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Credit scores can be hard to understand.

Check out this worksheet which explains your score and offers tips to keep it in good standing. 

Free credit reports are available under Federal Law at AnnualCreditReport.com

Want a better understanding of how to manage your finances?

From budgeting tools and worksheets, to articles, webinars, calculators, coaches and simulation games, we have so many ways for you to learn how to manage your money. Check it out here.


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If you have any questions, we’re happy to help. Give us a call at 315-735-8571 to discuss your options.

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