We're Here to Help (315) 735-8571

Investing 

Create More Wealth by Investing in Yourself

Planning For The Future

Investing can involve a number of steps, whether you’re a new or seasoned investor. You could be looking for a way to earn more on your extra savings, or planning for the future, or retirement. Or maybe you’re a seasoned investor simply looking to invest more, or differently. There are many choices available. We encourage you to make an appointment to visit us and discuss your personal investing plans and goals.


Couple discussing investment options with a professional


Learning More

Before we discuss investing, we will have a very thorough conversation about your financial standing, your well-being, and your current needs, insuring you have first saved what you need in accessible accounts. Then we will talk about your financial needs for the future, and make a plan together.


Start With Savings

Whether your investing goals are shorter- or long-term, any plan to achieve them starts with saving and setting aside money to earn more for you. If you are just starting out and make a commitment to start saving now, you’ll form good savings habits, and build your savings over time. Like any investor, the amount you save, along with other factors, will determine what your investment choices are. As you work your way up, there are options with gradually increasing levels of earnings (or dividends), and risk.

New investors can start with as little as $50/month, while seasoned investors may want to consider saving more or diversifying. Over time, you can increase at your comfort level to achieve your goals. It’s your money, simply set aside for your future needs. Think of it as a monthly bill. As you factor in what you pay for your cell phone, utilities, etc., consider what you will pay yourself.


First Source FCU

Beyond checking and savings accounts, some additional options that we offer include:

  • Money Market1: A Money Market account is a savings account that generally offers higher dividend rates than a classic savings or checking account, and still affords you access to your funds with fewer restrictions than a Term Share Certificate. This account earns dividends, allows for easy withdrawals, and is federally insured by NCUA.

    Learn More


  • Term Share Certificate1: With its customized account options and higher dividends, a Term Share Certificate allows you to save for longer-term plans, and is similar to a Certificate of Deposit (CD), which banks offer under their FDIC Insurance. A Term Share Certificate earns dividends, locks funds in for a specific time, has early withdrawal penalties, and is federally insured by NCUA.

    Learn More


Choice Investments

For stock market investing and consulting, we work directly with Choice Investments.

  • Stock Market / Stock Funds2: Investments in the stock market and stock funds are not guaranteed, and involve higher risk and higher potential reward or loss. The earnings fluctuate, and there are sometimes early withdrawal penalties.

    Learn More


Getting Started

Whether you’re a new or experienced investor, we’re here to help. Take the first step by making an appointment, and Invest Smarter.

Make an Appointment

Let's get started.

Make an appointment to see what's possible and how you qualify.

Make an Appointment

1Money Markets and Term Share Certificates are products of First Source FCU and are federally insured by NCUA.

2Stock Market / Stock Funds, Securities, and Advisory Services are products of Choice Investments LLC and offered through Cadaret, Grant & Co., Inc., a Registered Investment Advisor and Member FINRA/SIPC. These products may also be offerd by a First Source "dual employee" who accepts deposits on behalf of the credit union and also sells non-deposit investment products on behalf of Choice Investements LLC through Cadaret, Grant & Co. Choice Investments LLC, Cadaret, Grant & Co., Inc. and First Source are separate entities. You can check the background of these financial professionals through FINRA’s BrokerCheck. First Source Federal Credit Union is not a registered broker dealer and is not affiliated with Choice Investments LLC.

NOT FEDERALLY INSURED    •    MAY LOSE VALUE    •    NO CREDIT UNION OBLIGATIONS    •    NO CREDIT UNION GUARANTEE 

Funds invested through Choice Investments are not federally insured, may lose value, and are of no way obligations of First Source FCU. Involves investment risk and may involve loss of principal. First Source has no guarantees of securities and annuities products offered through Cadaret, Grant & Co., Inc. Licensed to offer securities in the states of AZ, CT, FL, IA, MA, MD, NC, NY, SC, & VT.