Almost every credit card offers some sort of perk: airline miles, rewards points, cash back, etc. So think about what perks you can use before you settle on a card. If you don’t like to travel, then a card that offers miles isn’t for you. Also think about how you use your card, and which cards let you earn extra points. If you’re a foodie who loves to dine out, then a double or triple restaurant points card is perfect. Just don’t forget to redeem those points!