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Business Savings

Business Savings, Money Markets and Term Share Certificates

You work hard on and in your business, so let it pay you back. Get a little more on your hard-earned dollars with our business savings solutions. Competitive dividends, automatic deposit, easy access to your funds and low minimum balance requirements are standard.

Opening a business savings share at First Source also solidifies your part ownership of the credit union. We are a member-owned organization and this account affords you, your share. With a $5 minimum deposit and meeting the membership requirements, you can become a business member, open your account, and start earning dividends on your savings today.

Let us help meet your short-term and long-term savings goals.

  • Savings Accounts
  • Money Markets
  • Term Share Certificates

Choose to Live Smarter 

If you have any questions, we are here to help. Call 315-735-8571 to talk about your options or make an appointment with one of our friendly and knowledgeable representatives today. Simply click on the button below and select “Business Services” from the menu.

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“We have a business savings and checking account with First Source which helps to keep track of our finances, plus a business line of credit to help with production runs and contracts.”

— Bernadette Rella, Rella’s Originals
Full Article

Which savings option is best for your business?

Our most popular options are highlighted for you.


Business Savings Share

  • Monthly dividends
  • Tiered rates
  • $5 min balance to open account/earn dividends
  • Up to 6 withdrawals per month
  • –

Business Share Certificates

  • Monthly dividends
  • Fixed rates
  • $1,000 min deposit to open and earn dividends
  • No additional deposits permitted
  • Early withdrawal penalties apply

Business Money Market

  • Monthly dividends
  • Tiered rates
  • $0.01 min balance to earn dividends
  • Up to 6 withdrawals per month
  • –

Business Share Accounts

Minimum Balance to Earn Dividends Dividend Rate APY*
$0.01 - $999.99
Minimum balance to earn dividends		 0.20% 0.20%
$1,000.00 - $4,999.99
Minimum balance to earn dividends		 0.20% 0.20%
$5,000.00-$9,999.99
Minimum balance to earn dividends		 0.20% 0.20%

Business Money Market

Minimum Balance to Earn Dividends Dividend Rate APY*
$0.01- $5,000.00
Minimum balance to earn dividends		 0.25% 0.25%
$5,000.00 - $9,999.99
Minimum balance to earn dividends		 0.25% 0.25%
$10,000.00 - $24,999.99
Minimum balance to earn dividends		 0.30% 0.30%
$25,000.00 - $49,999.99
Minimum balance to earn dividends		 0.35% 0.35%
$50,000.00 - $99,999.99
Minimum balance to earn dividends		 0.40% 0.40%

Business Term Share Certificates

Term Dividend Rate APY*
3 Month
$1,000.00 minimum balance to earn dividends		 0.20% 0.20%
6 Month
$1,000.00 minimum balance to earn dividends		 0.35% 0.35%
12 Month
$1,000.00 minimum balance to earn dividends		 0.70% 0.70%
24 Month
$1,000.00 minimum balance to earn dividends		 0.75% 0.75%
36 Month
$1,000.00 minimum balance to earn dividends		 0.80% 0.80%
48 Month
$1,000.00 minimum balance to earn dividends		 0.85% 0.85%

Regular Share Accounts Disclosure

$5 minimum deposit required at account opening for regular share account only. This is a variable rate account. Rates above are subject to change without notice.
*APY – Annual percentage yield. Fees can reduce earnings on the account.

Money Market Disclosure

This is a variable rate account. Rates above are subject to change without notice.
*APY – Annual percentage yield
$0.01 minimum balance to earn dividends.

Term Share Certificates Disclosure

Share rates and yields are subject to change without notice. Early withdrawal penalties may apply. Fees may reduce earnings.
*APY – Annual percentage yield