Business Savings
Business Savings, Money Markets and Term Share Certificates
You work hard on and in your business, so let it pay you back. Get a little more on your hard-earned dollars with our business savings solutions. Competitive dividends, automatic deposit, easy access to your funds and low minimum balance requirements are standard.
Opening a business savings share at First Source also solidifies your part ownership of the credit union. We are a member-owned organization and this account affords you, your share. With a $5 minimum deposit and meeting the membership requirements, you can become a business member, open your account, and start earning dividends on your savings today.
Let us help meet your short-term and long-term savings goals.
- Savings Accounts
- Money Markets
- Term Share Certificates
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Make an appointment to get more from your business savings today. Let’s talk about your options
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“We have a business savings and checking account with First Source which helps to keep track of our finances, plus a business line of credit to help with production runs and contracts.”
— Bernadette Rella, Rella’s Originals,
Full Article
Which savings option is best for your business?
Our most popular options are highlighted for you.
Business Savings Share
- Monthly dividends
- Tiered rates
- $5 min balance to open account/earn dividends
- Up to 6 withdrawals per month
- –
Business Share Certificates
- Monthly dividends
- Fixed rates
- $1,000 min deposit to open and earn dividends
- No additional deposits permitted
- Early withdrawal penalties apply
Business Money Market
- Monthly dividends
- Tiered rates
- $0.01 min balance to earn dividends
- Up to 6 withdrawals per month
- –
Business Share Accounts
| Minimum Balance to Earn Dividends |
Dividend Rate |
APY* |
$0.01 - $999.99
Minimum balance to earn dividends |
0.50% |
0.50% |
$1,000.00 - $4,999.99
Minimum balance to earn dividends |
0.55% |
0.55% |
$5,000.00-$9,999.99
Minimum balance to earn dividends |
0.60% |
0.60% |
Business Money Market
| Minimum Balance to Earn Dividends |
Dividend Rate |
APY* |
$0.01- $5,000.00
Minimum balance to earn dividends |
0.60% |
0.60% |
$5,000.00 - $9,999.99
Minimum balance to earn dividends |
0.70% |
0.70% |
$10,000.00 - $24,999.99
Minimum balance to earn dividends |
0.80% |
0.80% |
$25,000.00 - $49,999.99
Minimum balance to earn dividends |
0.90% |
0.90% |
$50,000.00 - $99,999.99
Minimum balance to earn dividends |
1.00% |
1.00% |
Business Term Share Certificates
| Term |
Dividend Rate |
APY* |
3 Month
$1,000.00 minimum balance to earn dividends |
0.50% |
0.50% |
6 Month
$1,000.00 minimum balance to earn dividends |
1.00% |
1.00% |
12 Month
$1,000.00 minimum balance to earn dividends |
2.72% |
2.76% |
24 Month
$1,000.00 minimum balance to earn dividends |
2.86% |
2.90% |
36 Month
$1,000.00 minimum balance to earn dividends |
2.96% |
3.00% |
48 Month
$1,000.00 minimum balance to earn dividends |
3.06% |
3.10% |
Regular Share Accounts Disclosure
$5 minimum deposit required at account opening for regular share account only. This is a variable rate account. Rates above are subject to change without notice.
*APY – Annual percentage yield. Fees can reduce earnings on the account.
Money Market Disclosure
This is a variable rate account. Rates above are subject to change without notice.
*APY – Annual percentage yield
$0.01 minimum balance to earn dividends.
Term Share Certificates Disclosure
Share rates and yields are subject to change without notice. Early withdrawal penalties may apply. Fees may reduce earnings.
*APY – Annual percentage yield
| Term |
Rate |
APR* |
30 year Fixed
0.0 Points |
3.750% |
3.865% |
20 year Fixed
0.0 Points |
3.625% |
3.783% |
15 year Fixed
0.0 Points |
3.125% |
3.320% |
FHA 30 year Fixed
0.0 Points |
3.500% |
4.651% |