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Business Savings

Business Savings, Money Markets and Term Share Certificates

You work hard on and in your business, so let it pay you back. Get a little more on your hard-earned dollars with our business savings solutions. Competitive dividends, automatic deposit, easy access to your funds and low minimum balance requirements are standard.

Opening a business savings share at First Source also solidifies your part ownership of the credit union. We are a member-owned organization and this account affords you, your share. With a $5 minimum deposit and meeting the membership requirements, you can become a business member, open your account, and start earning dividends on your savings today.

Let us help meet your short-term and long-term savings goals.

  • Savings Accounts
  • Money Markets
  • Term Share Certificates

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If you have any questions, we are here to help. Call 315-735-8571 to talk about your options.

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“We have a business savings and checking account with First Source which helps to keep track of our finances, plus a business line of credit to help with production runs and contracts.”

— Bernadette Rella, Rella’s Originals
Full Article

Which savings option is best for your business?

Our most popular options are highlighted for you.


Business Savings Share

  • Monthly dividends
  • Tiered rates
  • $5 min balance to open account/earn dividends
  • Up to 6 withdrawals per month
  • –

Business Share Certificates

  • Monthly dividends
  • Fixed rates
  • $1,000 min deposit to open and earn dividends
  • No additional deposits permitted
  • Early withdrawal penalties apply

Business Money Market

  • Monthly dividends
  • Tiered rates
  • $0.01 min balance to earn dividends
  • Up to 6 withdrawals per month
  • –

Business Share Accounts

Minimum Balance to Earn Dividends Dividend Rate APY*
$0.01 - $999.99
Minimum balance to earn dividends		 0.20% 0.20%
$1,000.00 - $4,999.99
Minimum balance to earn dividends		 0.20% 0.20%
$5,000.00-$9,999.99
Minimum balance to earn dividends		 0.20% 0.20%

Business Money Market

Minimum Balance to Earn Dividends Dividend Rate APY*
$0.01- $5,000.00
Minimum balance to earn dividends		 0.25% 0.25%
$5,000.00 - $9,999.99
Minimum balance to earn dividends		 0.25% 0.25%
$10,000.00 - $24,999.99
Minimum balance to earn dividends		 0.30% 0.30%
$25,000.00 - $49,999.99
Minimum balance to earn dividends		 0.35% 0.35%
$50,000.00 - $99,999.99
Minimum balance to earn dividends		 0.40% 0.40%

Business Term Share Certificates

Term Dividend Rate APY*
3 Month
$1,000.00 minimum balance to earn dividends		 0.25% 0.25%
6 Month
$1,000.00 minimum balance to earn dividends		 0.40% 0.40%
12 Month
$1,000.00 minimum balance to earn dividends		 0.75% 0.75%
24 Month
$1,000.00 minimum balance to earn dividends		 0.80% 0.80%
36 Month
$1,000.00 minimum balance to earn dividends		 0.85% 0.85%
48 Month
$1,000.00 minimum balance to earn dividends		 0.90% 0.90%

Regular Share Accounts Disclosure

$5 minimum deposit required at account opening for regular share account only. This is a variable rate account. Rates above are subject to change without notice.
*APY – Annual percentage yield. Fees can reduce earnings on the account.

Money Market Disclosure

This is a variable rate account. Rates above are subject to change without notice.
*APY – Annual percentage yield
$0.01 minimum balance to earn dividends.

Term Share Certificates Disclosure

Share rates and yields are subject to change without notice. Early withdrawal penalties may apply. Fees may reduce earnings.
*APY – Annual percentage yield