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Maintaining consistent cash flow can be a struggle. For this, we offer a line of credit made just for businesses. Our flexible overdraft and working capital lines of credit are perfect for short-term items like materials or everyday operating expenses.
Principal & interest, or Interest only payment terms
Dedicated Business Service Team
Plus you’ll have the added convenience of secure online business banking:
View loan details
Control staff permissions
Auto-transfer from other First Source accounts or institutions
Or if you would prefer, we have several convenient branches, Interactive ATM locations, and 24/7 secure night depository services.
Applying for a Business Line of Credit Loan includes gathering some basic information about your business. Traditional details needed include:
Showing how long your business has been in operation
Showing how long you have done this type of business personally
Seeing what your business’ revenue stream looks like
Asset vs liability ratio
Standard financial documents such as P&L, AR, AP, Cash Flow, and more
If your business is located in Oneida or Herkimer County, we are here to help. Call 315-735-8571 to talk about your Business Line of Credit options or make an appointment with one of our friendly and knowledgeable Business Service Representatives today.
Make an appointment with one of our friendly Business Service Representatives today.
Make an Appointment
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