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Business Loans

Diverse Loans To Cover Your Company’s Needs

Small business is the foundation of our community and local economy. Keeping you running strong is how we all continue to grow, progress, and thrive. First Source has a dedicated Business Services Team to meet your operational and cash flow needs. We provide superior service with quick decisions and clear communication at all times, for all of our Business Members. With over 100 years combined commercial lending experience, we fully understand your unique business challenges and are here to help you keep your business on track.

A woman sitting at the desk of her clothing boutique and talking on her phone while looking at her laptop


Business Real Estate Loans​
Solutions to grow your business

With options for commercial owner-occupied, non-owner-occupied, investment property, and residential alternatives, our real estate loans are designed to help owners afford the property in which they operate.

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Business Vehicle Loans 
Keep moving forward

Businesses generally have transportation needs. For such just demands, First Source offers options for you to purchase, lease, or refinance vehicles to keep your business moving.

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Business Equipment Loans 
Build your business success

Purchasing equipment to operate and securing the technology necessary to grow and operate more efficiently is a major component in the success of your business. The tools you need can be pricey but we can help with a Business Equipment Loan.

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Business Line of Credit​
Financing for daily operations

With fixed and variable rate options to best suit your business needs, our Business Line of Credit is a flexible loan option that allows you to access your money whenever you need it. Get the support to help you maintain a consistent cash flow.

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Business Signature Loan 
Supporting long-term needs

Need longer-term working capital? Our Business Signature Loan is designed to make it easier to finance your long-term business needs. It’s like a Personal Loan, only for a business. Great for cash injections, improvements, and more.

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Business Express Loan​ 
When timing is crucial

For quick funding, up to $25,000 worth, our Business Express Loan is the answer. With a number of benefits, including a fast turn-around time, less documentation, and competitive rates, it’s an excellent option.

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Business Credit Card​ 
Flexibility at your fingertips 

Immediate and unexpected business needs can pop up at any time. Be ready with our VISA® Business Credit Card. Offering a great low rate, multiple users, online account access, and more, a First Source Business Credit Card is an easy way to ensure your expenses are being properly funded.

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Business Smarter

If your business is located in Oneida or Herkimer County, we are here to help. Call 315-735-8571 to talk about your options or make an appointment with one of our friendly and knowledgeable Business Service Representatives today.

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Make an appointment with one of our friendly Business Service Representatives today.

Make an Appointment