Business Checking
Business Checking with Visa® Debit Card
Enjoy what’s important to you in your business, we’ll handle the rest. Our business checking platform is designed with all the service features you need to run your business smoothly and help manage your cash flow. We make it easy so you spend less time worrying about your banking and more time focusing on your business and what makes you happy. Features include business checks, debit cards, generous monthly item count, night deposit, overdraft line of credit, and online business banking platform with admin controls & permissions designed to fit your business needs. Plus you can earn dividends!
- Overdraft Line of Credit
- Dividends
- Night Deposit
- Easy Online Account Management
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If you have any questions, we are here to help. Call 315-735-8571 to talk about your options.
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“[First Source is] always there to answer my questions and they always make sure
I'm taken care of. I choose to do business with First Source because they
believed in me and were willing to take a chance on me when no one else
would. They saw my dream, my vision, and helped me make it happen.”
— Jennifer Ellis, Jennifer Ellis Styling Studio
Business Checking Dividend Rates
Check today’s rates effective January 19, 2021
Minimum Balance to Earn Dividends |
Dividend Rate |
APY* |
$2,500-$4,999.99 Minimum balance to earn dividends |
0.05% |
0.05% |
$5,000.00-$7,499.99 Minimum balance to earn dividends |
0.05% |
0.05% |
$7,500.00-$9,999.99 Minimum balance to earn dividends |
0.05% |
0.05% |
$10,000 and Over Minimum balance to earn dividends |
0.05% |
0.05% |
Fees can reduce the earnings on the account. This is a variable rate account. Rates above are subject to change without notice.
*APY – Annual percentage yield
Term |
Rate |
APR* |
30 year Fixed 0.0 Points |
3.125% |
3.292% |
$752.38 |
20 year Fixed 0.0 Points |
3.000% |
3.097% |
$948.62 |
15 year Fixed 0.0 Points |
2.625% |
2.853% |
$1143.81 |
FHA 30 year Fixed 0.0 Points |
3.000% |
4.137% |
$740.98 |