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Business Smarter

With a Business Express Loan

Some financing is needed very quickly, with a fast turn-around time and less documentation required. While business loans can have a lengthy or cumbersome process, we are proud to offer our Business Express Loan, an easier way to get the funding you need faster! It’s perfect for vehicle or equipment purchases, or short-term everyday cash needs.


Young woman using a digital tablet while working in her cafe

Why choose a Business Express Loan?

  • Secured or unsecured business loan up to $25,000

  • Limited financials required

  • Quick processing turnaround time

  • Competitive rates

  • Personalized attention with dedicated business support team

  • Robust online business banking solution including customized permissions for multiple users

  • Easy auto-pay

  • Convenient branch locations and 24/7 night depository


Live Smarter

Small business is the foundation of our community and local economy, and keeping you running is how we all continue to grow, progress, and thrive. If you have any questions, we are here to help. Call 315-735-8571 to talk about your options or make an appointment with one of our friendly and knowledgeable Business Services Team members today. Simply click on the button below and select “Business Services” from the menu.

Let’s Get Started

Click below to make an appointment. Select “Business Services.”

Make an Appointment

Membership eligibility and personal guarantee are required. Business must be located in Oneida or Herkimer County. Must open a First Source business account with auto-pay. Real estate and lines of credit do not qualify for this product.