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Kids 5–9

Saving is Fun!

Help kids enjoy saving and learning ​

A great way for kids to start saving is with a Saveroo account. They’ll be part of the Kirby Kangaroo Kids Club, saving and learning as they grow. Mom, dad, or a legal guardian can get started by opening the child’s account.

As you help your child save, we offer advice to meet your goals for their future. We offer incentives and activities so they can enjoy the rewards of saving with tangible prizes, develop good habits, and learn the basic values that money represents.


Mother teaches her two daughters about money and saving using coins.


Kirby Kangaroo Kids Club

Our Kirby Kangaroo Kids Club is a great way for parents to encourage their kids to save, and give kids through age 12 access to fun, age-appropriate saving and financial lessons, games, and prizes. Once you’ve opened an account for them, they are automatically part of the club. 


Savings Means Rewards

For every $5 they deposit, they earn 1 Kirby Buck (direct deposits are not included). Kirby Bucks can be saved and redeemed for prizes. Limit 5 Kirby Bucks given out per person/per account/per day. Limit of 1 prize redeemed per person/per account/per day. They can also redeem their Kirby Bucks for prizes, like passes to the Children’s Museum or Utica Zoo.


Saveroo Savings Account

  • $5 minimum balance

  • Earn dividends

  • Free piggy bank or Velcro wallet at account opening


Investeroo Share Certificate

  • Low $500 minimum balance

  • Terms from 6-24 months

  • Fixed rates


Current Savings Prizes
Water Bottle (3) Kirby Bucks
1 Utica Zoo Day Pass (4) Kirby Bucks
1 Utica Children's Museum Day Pass (4) Kirby Bucks
$5 Sweet Frog Gift Card (5) Kirby Bucks
$5 Nicky Doodles Gift Card (5) Kirby Bucks
$5 Vinny's Pizza (Herkimer) Gift Card (5) Kirby Bucks
$5 Marquee Cinemas Gift Card (7) Kirby Bucks
2 Games/Shoes King Pin Lanes (10) Kirby Bucks

We have two great options to help kids with interactive savings games: 

Starting at age 8, kids can explore Banzai Junior, with fun ways to learn about saving, borrowing, and spending. All you need is a valid email address to get them started.

They can also enjoy fun stories and interactive games on the Kirby Kangaroo website.

Make an Appointment


Children's Privacy Policy

Don't have an account?

Mom or dad can make an appointment to open one.

Make an Appointment

For kids, saving can be simple and fun. A great way to start is with clear jars, so they can watch their money grow, and learn good financial habits.

— First Source Blog
Full Article

Want your savings to work harder?

Check today’s share certificate rates effective May 25, 2019

6 Months

$500.00 minimum balance to earn dividends

1.00% Rate
1.00% APY*

12 Months

$500.00 minimum balance to earn dividends

2.72% Rate
2.76% APY*

24 Months

$500.00 minimum balance to earn dividends

2.86% Rate
2.90% APY*


Share rates and yields are subject to change without notice. Early withdrawal penalties may apply. Fees may reduce earnings.
Investeroo Share Certificate and My Terms Share Certificate are youth products. Must be 0-12 years old to qualify for Investeroo Share Certificate, and 13-17 years old to qualify for My Terms Share Certificate .
*APY – Annual percentage yield

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