We're Here to Help (315) 735-8571

Special Purpose Accounts

Plan Ahead: Save for A Purpose

Setting aside money for a certain goal (long or short-term) is a great way to plan, prepare and ensure you have the funds available for that particular need. Saving for a vacation, holiday, college, a down payment, etc. is easy if you set some aside each pay period. You can even set up automatic transfers right into the account. It’s like having a savings jar, only more sophisticated and you earn as you’re saving.

Special Purpose Accounts give you a nice dividend, allow withdrawals at any time, and don’t impose unnecessary fees. Open one for each goal (or purpose) to easily tell them apart, and save by depositing in each one as you go.

Let's get started

Make an appointment and start saving smarter today.

Make an Appointment

Special Purpose Rates

Check today’s rates effective September 17, 2019

Minimum Balance to Earn Dividends Dividend Rate APY*
Minimum balance to earn dividends
0.50% 0.50%
Minimum balance to earn dividends
0.55% 0.55%
Minimum balance to earn dividends
0.60% 0.60%
$10,000.00 and Over
Minimum balance to earn dividends
0.60% 0.60%

$5 minimum deposit required at account opening for regular share account only. This is a variable rate account. Rates above are subject to change without notice.
*APY – Annual percentage yield. Fees can reduce earnings on the account.

*Special Purpose Savings Accounts from Oct. 1–Nov. 30, 2019, will earn 4% annual percentage yield on the first $1,000 in each account. Standard tiered dividend rates will apply. Federally insured by NCUA. Membership requirements apply.