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Term	Rate	APR*	Estimated Monthly Payment
30 year Fixed 0.0 Points	3.500%	3.667%	$752.38
20 year Fixed 0.0 Points	3.250%	3.319%	$948.62
15 year Fixed 0.0 Points	2.750%	3.081%	$1143.81
FHA 30 year Fixed 0.0 Points	3.375%	4.515%	$740.98

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4451 Commercial Drive
New Hartford, NY 13413
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